How to save $$?
It would be good if we are able to save 10k at the age of 21. It's completely fine if we are unable to hit that target. Anyway the best thing is to start now if in the past few years you don't really save regularly. Start saving early so that you can retire early. That's the golden phrase which I personally love very much. So let me share with you some EXTREME tips when comes to save money.1. set up an investment account.
Why do you need to start an investment account? Saving alone doesn't give you much interest, let it be inside your piggy bank/ other banks. Last month I came across Prudential plan. I would consider that as my long term investment plan(in case you're wondering how long it is- 25 years). Why do i opt for such a long investment plan? The reason is simple - I want to save more money than i possibly could. What I like about the plan is , they automatically deduced the amount from your bank. That's means they indirectly control some part of your saving. Let's say if you're a shopaholic like myself. Yes, I'm guilty of this all the time. I like shopping but I don't really buy them without second thoughts. I feel much safer that I know a small portion of my money would goes to my investment account. Which means I won't be over spending during the month.
2. Never Ever Bring your credit/ Debit card out !
This is the only rule I seriously love to tell my friends if they really can't control themselves.When you don't bring your credit/debit card , you're only left with cash. So that limit your choices of spending money.
3. The hardcore way of saving - not to bring any money.
I did this most of the time while I am in school / at work. The reason why I am doing this? 1. Stating the obvious - SAVE $$. I wanted to challenge myself how much could I save in that period of time. 2. Trying to lose that extra pound. No harm of eating less. To be frank , I eat a lot probably way too much. I have craving easily and I need to satisfied immediately! Most of my close friends know I binge a lot till I cant control myself. Tough choice , more craving = spend more $$ = more fats = harder to lose weight. There for I decided to do this. This is completely optional. Try at your own risk!
Name: Lo Yuk Ling
Lks-Rose has been my official personal blogging site since 2014. I normally don't change my URL names
unless I have to for crucial reasons. At first I blogged for about half a year and then I totally abandoned my blog for another
3+ months for tumblr. After getting used to tumblr, I only saw tumblr as a reblogging sites, and I moved back to blogspot because I can't seem to find tumblr as a serious personal blog, I think it's more for reblogging ideas and images.
Travel to Paris 
