How to save $$?
It would be good if we are able to save 10k at the age of 21. It's completely fine if we are unable to hit that target. Anyway the best thing is to start now if in the past few years you don't really save regularly. Start saving early so that you can retire early. That's the golden phrase which I personally love very much. So let me share with you some EXTREME tips when comes to save money.1. set up an investment account.
Why do you need to start an investment account? Saving alone doesn't give you much interest, let it be inside your piggy bank/ other banks. Last month I came across Prudential plan. I would consider that as my long term investment plan(in case you're wondering how long it is- 25 years). Why do i opt for such a long investment plan? The reason is simple - I want to save more money than i possibly could. What I like about the plan is , they automatically deduced the amount from your bank. That's means they indirectly control some part of your saving. Let's say if you're a shopaholic like myself. Yes, I'm guilty of this all the time. I like shopping but I don't really buy them without second thoughts. I feel much safer that I know a small portion of my money would goes to my investment account. Which means I won't be over spending during the month.
2. Never Ever Bring your credit/ Debit card out !
This is the only rule I seriously love to tell my friends if they really can't control themselves.When you don't bring your credit/debit card , you're only left with cash. So that limit your choices of spending money.
3. The hardcore way of saving - not to bring any money.
I did this most of the time while I am in school / at work. The reason why I am doing this? 1. Stating the obvious - SAVE $$. I wanted to challenge myself how much could I save in that period of time. 2. Trying to lose that extra pound. No harm of eating less. To be frank , I eat a lot probably way too much. I have craving easily and I need to satisfied immediately! Most of my close friends know I binge a lot till I cant control myself. Tough choice , more craving = spend more $$ = more fats = harder to lose weight. There for I decided to do this. This is completely optional. Try at your own risk!
Fashion Wishlist
Hi guys ,So recently I came across a blog post when I am using Facebook ，I forgot who wrote that blog post. However I feel it gave me a lot inspirations/ ideas on how to blog more. Seriously , I need to blog more! There's so many to ideas on my mind that I want to share. So let's get started ~
2015 Fashion Wishlist
I got my Alexander Wang Mini Marti last month! The main reason why I want to have this bag - I am a huge fan of Alexander Wang. Apart from that, I hate to dig inside my bag and take super long time to search for the items that I need. It's embarrassing especially when I am with my friends. Let me tell you guys why I choose this bag and how it helps me to be more organize. To be frank , I hate backpacks. Not just any backpacks but all of them , I am not used to carry it when I hang out with my friends. The only time I will use it , are mostly likely when I am in school. The backpack strips are detectable and it also comes with sling. Not only with the slings , the bag itself are also multifunctional. Look closely in the picture , the bag has a lot zippers. I am not a person who is fond of carrying many pouches inside my bags.There are people who do it , but it doesn't works for me. This bag is a saver for me , firstly I don't have to use any pouches to separate my makeup products , power bank & wire , Secondly I love the design , it's unique and there's not many people would carry this bag on the street. Thirdly , you could always unzip the larger zipper for additional space.(be prepared it may not be a lot of spaces) Why did I get the mini size instead of the normal size. The mini size is big enough for me, I am not going to use this as my school bag or my travel bag where I will keep all my clothes and etc. NO! This is just a bag which I will solely use it when I am running errands or hanging out with my friends.
2.Hermes Wallet
This is my second item on my wishlist, it's a freaking Hermes Wallet. Fret not , this is not for me yet. I am planning to get this for my mother for her birthday. She needs a new wallet and I am going to get her the best gift in town. I went to Hermes few weeks ago and check it out for the price and other designs. Somehow I still prefer this design, it's classic and gorgeous. My mother would prefer something simple yet elegant for her wallet. I have not decided which colors I want to get for her. It's hard to decide , probably I might consider getting myself another one. One for my mother another is for me.
Make Up / No Make Up?
My answer would be Light Make up. Why? These few months the only make up product I used were lipsticks , concealer. My make up routine have changed , now I am using less and less products. My current routine would be sunscreen , double eyelid glue (this is a must!) ,lip balm and eyebrow gel(It depends on my mood). Let me tell you why I stopped using so much products on my skin , I have this feeling in my heart. Make up makes me look older than my actual age. I am talking about me , not to the rest of the women of the entire world. Another fact , I am a very lazy person. Every single time when I remove my make up , I try my best to remove them as fast as possible. That means I hardly use eyeliner , not that I don't like eyeliner . In fact , I love eyeliner pencil as I love to tight line my eyes to give the illusion of fuller looking lashes. My love and hate relationship with eyeliners. I would still prefer to go for light make up so that I look presentable.
Name: Lo Yuk Ling
Lks-Rose has been my official personal blogging site since 2014. I normally don't change my URL names
unless I have to for crucial reasons. At first I blogged for about half a year and then I totally abandoned my blog for another
3+ months for tumblr. After getting used to tumblr, I only saw tumblr as a reblogging sites, and I moved back to blogspot because I can't seem to find tumblr as a serious personal blog, I think it's more for reblogging ideas and images.
Travel to Paris 
